Life is unpredictable. Oftentimes, we face financial troubles when we have to pay certain bills in a short time period. In these situations, we look for loans from financial institutions. However, what most people do not know is that you can get loans from life insurance policies as well. Life insurance loans offer certain advantages […]
What is Insurance?
Insurance is a legal contract between two parties i.e. the insured and the insurance company; it is also known as insurance coverage or insurance policy which can be purchased from an insurance company in exchange of premium. The insurance company provides financial protection against the losses incurred by the policyholder. Under an insurance policy, the […]
Best Health Insurance Companies & Their Best Plans
Health insurance is a type of insurance that covers the cost of medical care and hospitalisation-related expenses. Insurer companies offer diverse types of health insurance plans that are suitable for individuals, families, senior citizens, groups etc. In India, health insurance plans are offered by over two dozen health insurance companies, both government-run and private. With such a […]
Can I Get Health Insurance If I Have Kidney Disease?
Kidney disease is a serious medical condition that can have long-term health issues. If you are suffering from a disease, you may be worried about whether or not you can get health insurance. Don’t worry, you are not alone. There are many people with kidney disease who are still deciding their options when it comes to […]
The Problems with Health Insurance
Irrespective of your economic background, health insurance should be an essential part of financial planning and security. Choosing the right health insurance is an important decision, as it can have a significant impact on one’s financial stability and access to quality healthcare. Despite the long list of advantages that come with a health plan, there are some […]
Which Health Insurance Covers Cancer?
‘Cancer’, the word itself, arouses fear and anxiety. It is one of India’s leading causes of death, and its incidence is increasing rapidly. Did you know, every year, more than 1 million Indians are diagnosed with some form of cancer? Due to the lack of awareness and the costly healthcare and diagnosis facilities, many of […]
Applying for Life Insurance with a History of Illness
History of illnesses is referred to as pre-existing illnesses in life insurance. Let us know more about pre-existing illnesses and their impact on term life insurance. Term life insurance coverage is an essential requirement for every individual. However, availing of the term insurance coverage requires scrutiny of your health and the information on your health […]
Can Smokers Get a Term Insurance Policy?
Do you know India is the second largest in the world when it comes to the number of tobacco users? Yes! there are around 267 million tobacco users in India and the majority of them are from the young generation. As per World Health Organisation (WHO), tobacco takes more than eight million lives a year. […]
Why is health insurance important for Heart Patients?
Many people are of the opinion that health insurance can only be purchased by people who are young and healthy. Thankfully, this is nothing but a myth. Even people who are not in the best of health can enjoy the coverage of a health plan. It might come as a surprise to many that health […]
International Insurance: Navigating Global Risks with Comprehensive Coverage
In an increasingly interconnected world, where businesses expand across borders and individuals travel for both leisure and work, the importance of international insurance cannot be overstated. International insurance serves as a safeguard against the myriad risks that come with globalization, offering a safety net that extends beyond national borders. This article delves into the intricacies […]